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MiPet Dog Insurance

From that little wet nose to that madly wagging tail, your dog gives you so much love and happiness. So if your best friend ever got sick or ran into trouble, you’d want to love them back with the very best care – and you can with MiPet Dog Insurance. Our cover lets you focus on getting your dog back to their bouncy barking self, without worrying about those doggone vet bills.

My dog, my choice of cover

  • Cover for accidents and illnesses
  • Claim up to 70% of your eligible vet bills
  • Up to $5,000 a year with no excess to pay
  • Part of your premiums go to animal welfare

  • Cover for accidents and illnesses
  • Claim up to 80% of your eligible vet bills
  • Up to $11,000 a year with no excess to pay
  • Part of your premiums go to animal welfare

  • Cover for accidents and illnesses
  • Claim up to 85% of your eligible vet bills
  • Up to $12,000 a year plus Optional Routine Care benefits
  • Part of your premiums go to animal welfare

MiPet Dog Insurance offers you three affordable cover options so you can choose what’s right for your pooch and your pocket. Get Basic Cover for a small premium or choose more protection for both accidents and illnesses , or go for Top Cover and get generous benefits every year towards your dog’s preventative healthcare.

Compare MiPet Dog Insurance Covers

 

Basic Cover

Vital Cover

Top Cover

Cover type

Accidental Injury & Illness Cover

Accidental Injury & Illness Cover

Accidental Injury & Illness Cover plus Routine Care benefits

Eligible dogs

Apply from 8 weeks old.

Apply from 8 weeks old until 9th birthday. Once insured, your dog can keep cover for life.

Apply from 8 weeks old until 9th birthday. Once insured, your dog can keep cover for life.

Maximum yearly benefit

$ 5, 000

$ 11, 000

$ 12, 000
+ up to $100 a year for Optional Routine Care

Max % of eligible vet bills reimbursed
(Pre-existing conditions are excluded)

70 %

80 %

85 %

10% multi-pet discount

Covers accident

Covers illness

Paralysis tick benefit (yearly)

$1,000

$1,000

Cruciate Ligament Conditions benefit (yearly)

$2, 600

$ 2, 600

$ 2, 600

Essential euthanasia $ 500

Consultations and vet visits (yearly)

$ 300

$ 300

$ 300

Emergency boarding fees when you're in hospital for more than four days (yearly)

$ 500

$ 500

$ 500

Waiting periods

  • No waiting period for accidental injuries 30 days for illness conditions
  • 6 months for cruciate ligament
    (can be waived, see Policy booklet)

  • No waiting period for accidental injuries 30 days for illness conditions
  • 6 months for cruciate ligament
    (can be waived, see Policy booklet)

  • No waiting period for accidental injuries 30 days for illness conditions
  • 6 months for cruciate ligament
    (can be waived, see Policy booklet)

Pet overseas travel insurance (as long as it's in a country that doesn't require your dog to be quarantined on return to Australia)

$1,000

$1,000

$1,000

Optional Routine Care benefits toward cost of everyday care like vaccinations and teeth cleaning

Up to $100 a year

No excess to pay

Guaranteed renewal for life of your dog

Your choice of any licensed vet

30 day cooling off period

No hidden fees

What’s my dog covered for?

  • Accidental injury such as motor vehicle incident, burn or electrocution, allergies, bone fracture, snake bite toxicity, traumatic ligament, bite wound etc.
  • Emergency Boarding $500 a year
  • Essential Euthanasia
  • Pet Overseas Travel Insurance
  • After-hours emergency visits
  • Lab and diagnostic tests
  • Hospitalisation
  • Radiology
  • Medicine and drugs
  • Cruciate ligament surgery (6 month waiting period that may be waived).
  • Annual Paralysis Tick Benefit of $1,000
  • Treatment for Cancer, Arthritis or diabetes
  • Skin conditions e.g. allergies
Routine Care benefits

MiPet Top Cover includes generous Routine Care benefits every year towards preventative health care for your dog.

Claim $50 every year for any one of these treatments:

  • Desexing
  • Microchipping
  • Council Fees
  • Teeth Cleaning
  • Heartworm Control
  • Dew Claw Removal
  • Obedience Training
  • Prescription Diets
  • Cremation / Burial
  • Alternative Therapies

Plus claim $50 every year for either of these treatments:

  • Vaccinations and Health Checks
  • Blood Screens
  • Fe LV/Fiv Tests
  • Flea/Tick/Worming Control
  • Pre-existing conditions that your dog showed clinical signs of before you took out your MiPet cover.
  • Dental procedures
  • Behavioural problems
  • Elective procedures
  • Food and diets
  • Grooming
  • Pregnancy
  • Pet accessories

How much is that doggy premium?

Hugo
Hugo King Charles

Breed: King Charles Cavalier

Age: 2 years

Location: Pymble NSW

Basic Cover: $64.29/month

Vital Cover: $73.26/month

Top Cover: $77.36/month

Billy
Billy Kelpy

Breed: Kelpie

Age: 3 years

Location: Lilyfield, NSW

Basic Cover: $66.23/month

Vital Cover: $75.54/month

Top Cover: $79.83/month

Suzy
Suzie Jack Rusell

Breed:Jack Russell

Age: 5 years

Location: Mornington Peninsula, VIC

Basic Cover: $54.73/month

Vital Cover: $61.53/month

Top Cover: $64.73/month

Trixie
Trixie Pug

Breed: Pug

Age: 4 years

Location: Adelaide, SA

Basic Cover: $64.29/month

Vital Cover: $73.26/month

Top Cover: $77.36/month

Astro
Astro French Poodle

Breed: French Poodle

Age: 2 years

Location: Perth, WA

Basic Cover: $79.15/month

Vital Cover: $90.54/month

Top Cover: $95.97/month

Sunny
Sunny Labrador

Breed: Labrador Retriever

Age: 1 year

Location: Caloundra, QLD

Basic Cover: $64.73/month

Vital Cover: $73.64/month

Top Cover: $77.85/month

Kassie
Kassie Border Collie

Breed: Border Collie

Age: 7 years

Location: Wollongong, NSW

Basic Cover: $79.03/month

Vital Cover: $89.26/month

Top Cover: $93.95/month

Charlie
Charlie Cavoodle

Breed: Cavoodle

Age: 3 years

Location: Brighton, VIC

Basic Cover: $53.57/month

Vital Cover: $60.38/month

Top Cover: $63.61/month

Prices are subject to change. Examples only. Actual premium depends on age, breed and other pet owner details.